ISSUE Client family had substantial assets but their cash flow did not meet annual expenses. They did not have useful consolidated information about their holdings and were concerned their wealth might not last long enough to meet their needs. SOLUTION Shelterwood gathered information on all of their holdings and their long- and short-term goals, and created personalized wealth plans for each member of the family. We then worked on selling off assets to move into higher income producing investments to meet current cash flow needs. At the same time, we helped prioritize goals for each family member, including education, travel and day-to-day needs to ensure that their financial plans would support the family goals. The family now has useful information, a comprehensive plan, and they feel that their wealth, including financial and human capital, is growing in its ability to support current and future generations.